Renovation Cost Singapore


Type of Renovation

Whole House

Size of Space

Level of Renovation


Labor Costs

Miscellaneous Costs


Estimated Cost:


Renovating your home is one of the most expensive things you will pay for; renovating a 4 room HDB BTO can cost $16,000 – $140,000. That is why planning a budget for your renovation is important. With Todzterior renovation calculator, you can better understand the main factors that contribute to your bill and more effectively plan for your home makeover.


Overview of renovation costs in Singapore

Renovation Category Cost Range
Living Room $8,000 – $30,000
Bedroom $6,000 – $25,000
Bathroom $8,000 – $20,000
Kitchen $12,000 – $35,000
Other Renovation Costs Varies depending on scope of work

Please note that these cost ranges are estimates and may vary based on various factors such as the scope of work, materials used, and the location of the renovation. Additionally, it’s important to keep in mind that unexpected costs may arise during the renovation process, so it’s always wise to budget for a contingency fund.


Factors Affecting the Cost of Renovation in Singapore

There are several factors that can affect the cost of renovation in Singapore. Here are some of the key factors:

  1. Scope of Work: The scope of work is one of the main factors that can impact the cost of renovation. The more extensive the renovation project, the higher the cost will be. For example, renovating an entire house will be more expensive than renovating just one room.
  2. Materials: The type and quality of materials used can significantly impact the cost of renovation. High-end materials such as marble or granite can be much more expensive than lower-cost alternatives such as laminate or vinyl.
  3. Labour Costs: The cost of labour is another factor that can impact the cost of renovation. Skilled workers such as carpenters, electricians, and plumbers can charge higher rates, which can drive up the overall cost of the project.
  4. Location: The location of the renovation project can also impact the cost. Renovations in prime areas or central locations may be more expensive due to higher rental and labour costs.
  5. Permits and Regulations: Depending on the scope of the renovation, permits and inspections may be required by relevant authorities such as the Building and Construction Authority (BCA). These fees can add up and impact the overall cost of the project.
  6. Design and Style: The design and style of the renovation can also impact the cost. Complex or intricate designs may require more labour and materials, which can increase the cost.

It’s important to consider these factors when budgeting for a renovation project to ensure that you have a realistic estimate of the total cost. Working with a reliable contractor or interior designer can also help you manage these factors and ensure that you stay within your budget.


Ways to Fund Your Home Renovation in Singapore

Many homeowners in Singapore may not have enough savings to cover the costs of a home renovation, which can range from $20,000 to $100,000 or more, depending on the scope of work. If you fall into this category, you may need to consider taking out a renovation loan to finance your renovation.

It’s important to understand that a renovation loan is different from a personal loan. Renovation loans typically have lower interest rates than personal loans, making them a more affordable option for financing a home renovation project. This is because the loan is tied to the property, which serves as collateral for the loan.

When considering a renovation loan, it’s important to do your research (like using our renovation calculator) and compare rates and terms from different lenders. You should also consider the repayment period and your monthly instalments to ensure that they fit comfortably within your budget. Some renovation loans may offer flexible repayment terms or allow you to defer payments until after the renovation is complete, which can be helpful for managing your cash flow.

Aside from renovation loans, there are other ways to finance your home renovation project, such as using your CPF savings or applying for a home equity loan. It’s important to weigh the pros and cons of each option and choose the one that best suits your needs and financial situation.

In conclusion, while a home renovation project can be a significant financial undertaking, there are various financing options available to help you achieve your home improvement goals without breaking the bank.

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